Your money, your life. Free financial tools built for real people.
Tools for everyday financial decisions — from your paycheck to your net worth.
CFO-grade tools for small business owners and operators — built by someone who's actually run the numbers.
Tax tools for employees, freelancers, and employers — with real 2026 rates baked in.
From first-time buyers to seasoned investors — tools for every stage of the real estate decision.
Tools for the self-employed — because nobody explains the full cost of working for yourself.
Every tool reflects 30+ years of real CFO experience across private equity-backed businesses, small business, and professional services — not textbook theory.
You don't just get a number. You get a full plain-English breakdown of exactly how it was calculated — so you understand your finances, not just the answer.
Every calculation runs in your browser. Nothing is sent to any server, saved in any database, or shared with anyone. Not now, not ever.
Calcu.my runs entirely in your browser. We don't collect, store, or sell anything you type — ever. No account needed, no data at risk.
Read our privacy commitment →Calcu.my is a free financial calculator hub featuring 27 professional tools covering personal finance, small business, tax and payroll, real estate, and freelance calculations. Built by Scott Warner, a Fractional CFO with 30+ years of experience. Every calculator uses 2026 tax rates, covers all 50 states, requires no signup, and is completely free. From paycheck calculators and mortgage calculators to self-employment tax, quarterly estimated taxes, cap rate, burn rate, and freelance rate — real financial tools built for real people making real decisions.