calcu.my business tools burn rate

Calculate my Burn Rate & Runway

How long can your business survive on current cash? Know your runway before you need to — not after it's too late to act.

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Runway remaining
0 months
at current burn rate
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Cash on hand$250,000
Monthly revenue$30,000
Monthly expenses$55,000
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Burn rate analysis
Cash on hand
Monthly revenue (in)
Monthly expenses (out)
Net burn / month
Gross burn / month
Runway
Monthly burn
Cash-out date
Revenue needed to break even

What this means

Net burn is how much cash you're actually consuming each month — total expenses minus revenue. Gross burn is total cash out the door, regardless of revenue. Investors focus on net burn because it reflects the business's true cash consumption after what it earns. You should care about both.

Runway is the number of months you can operate before running out of money. The standard rule is: raise your next round or reach profitability before your runway drops below 6 months. In practice, fundraising takes 3–6 months, so the real decision point is when you hit 9–12 months of runway remaining.

A runway below 6 months is a crisis. 6–12 months is a yellow flag — time to start serious conversations. Over 18 months gives you real operating leverage to build toward profitability or your next raise without panic.

CFO Tip
CFO
Model three scenarios monthly: base case, upside, and downside. The downside scenario should assume revenue drops 30% and you can't cut fast enough to compensate. That's your stress-test runway — and it's the number that really tells you if you're safe.
Understanding burn rate and runway for startups and small business

Gross burn vs net burn

Gross burn is total cash out the door each month — payroll, rent, software, services, everything. Net burn subtracts revenue: if you spend $80,000 and earn $30,000, your net burn is $50,000. Investors typically ask for net burn because it reflects true cash consumption. Track both because gross burn shows your actual cost structure before revenue growth affects the picture.

How much runway do you need?

For startups raising venture capital, the standard target is 18–24 months of runway after closing a round. This gives you enough time to hit milestones before needing to raise again. For bootstrapped businesses, 6–12 months of operating cash is a reasonable safety cushion — enough to survive a slow quarter or an unexpected expense without emergency action.

Extending runway without raising money

The fastest ways to extend runway: defer non-critical expenses, renegotiate vendor contracts, accelerate accounts receivable (offer early payment discounts), pause or reduce hiring, and identify the lowest-performing 20% of expenses you can cut without damaging revenue. Revenue is better than cost cuts, but cost cuts work faster.

Default alive vs default dead

Paul Graham's concept of "default alive" asks: if revenue growth continues at its current rate and expenses stay flat, will you reach profitability before running out of money? If yes, you're default alive. If no, you're default dead — and you need to either accelerate growth, cut costs, or raise capital. Most founders don't know which one they are. This calculator tells you.

Have questions about your numbers? Talk to Scott Warner, CFO — real answers for real financial decisions.
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Frequently asked questions
What is burn rate and why does it matter for startups?+
Burn rate is how much cash your business spends each month beyond what it brings in. It determines your runway — how long you can operate before running out of money. Knowing your burn rate precisely is essential for fundraising timing, hiring decisions, and operational planning. Surprises in burn rate have ended more startups than almost any other single factor.
What is the difference between gross burn and net burn?+
Gross burn is total monthly cash outflow — all expenses regardless of revenue. Net burn is gross burn minus revenue — the actual cash you're consuming each month. For planning purposes, net burn is what matters most since it directly determines your runway. A company spending $200,000/month with $150,000 in revenue has a net burn of $50,000.
How much runway should a startup maintain?+
The general rule is to always have at least 12-18 months of runway. Fundraising typically takes 3-6 months, so you need to start the process well before you run out of cash. Many experienced investors and CFOs recommend starting your next fundraise when you have 12 months of runway remaining — which gives you buffer if the process takes longer than expected.
How do I reduce my burn rate quickly?+
The fastest levers are payroll (typically 60-80% of startup costs), office space, and software subscriptions. Before cutting, identify which expenses directly generate revenue versus which are overhead. Cutting revenue-generating activities to reduce burn often backfires. The goal is to extend runway while maintaining the activities that drive growth.
What is a good burn multiple for a startup?+
Burn multiple is net burn divided by net new ARR — it measures how efficiently you're converting cash into revenue growth. Under 1x is excellent, 1-1.5x is good, 1.5-2x is acceptable, above 2x is concerning. In tighter funding environments, investors scrutinize burn multiple closely as a measure of capital efficiency.